By creating an account, you agree with Retirement Life Plan's Privacy Policy, as outlined here. For the most up-to-date version of our Privacy Policy, please visit: www.retirementlifeplan.com/privacy-policy

You may also want to read Thinkific’s Privacy Statement  here https://www.thinkific.com/resources/privacy-policy/ or Terms of Service here https://www.thinkific.com/resources/terms-of-service/ 

Privacy Policy

Retirement Life Plan Privacy Policy

Last Updated: April 1, 2025

1.  Acceptance of Privacy Policy

Welcome to Retirement Life Plan, LLC (“Retirement Life Plan” “we” or “us”) and our Privacy Policy (“Privacy Policy”). This Privacy Policy is important and affects your legal rights, so please read carefully.

By accessing or using https://www.retirementlifeplan.com/ and various related websites, products, and services (collectively, the “Retirement Life Plan Services”), you agree to be bound by this Privacy Policy and all of the terms incorporated herein by reference. By using the Retirement Life Plan Services and/or submitting or collecting any personal data via the Retirement Life Plan Services, you accept and expressly consent and agree to our practices surrounding the collection, use, and sharing of your personal information in accordance with this Privacy Policy. If you do not consent and agree with the terms of this Privacy Policy, you cannot, and we do not authorize you to, access, browse, or use the Retirement Life Plan Services. 

Our processing of personal information, such as your name, address, e-mail address, or telephone number, will be undertaken consistent with the requirements of applicable privacy laws, including, but not limited to, the California Consumer Privacy Act, the California Privacy Rights Act, the Virginia Consumer Data Protection Act of 2021, the Colorado Privacy Act of 2021, and the Utah Consumer Privacy Act of 2022, the Connecticut Data Privacy Act of 2022, the Texas Data Privacy and Security Act, the Oregon Consumer Privacy Act, the Montana Consumer Data Privacy Act, the Tennessee Information Protection Act of 2023, the Iowa Consumer Data Protection Act of 2023, the Delaware Personal Data Privacy Act of 2023, the Nebraska Data Privacy Act of 2024, the New Hampshire Privacy Act of 2024, and the New Jersey Data Privacy Act of 2024, the EU General Data Protection Regulation, the UK General Data Protection Regulation, and the Canadian Personal Information Protection and Electronic Documents Act. 

2. Information We Collect

       2.1 Personal Information We Collect Directly from You

We receive personal information as described to you at the point of collection, pursuant to your consent, and/or when you voluntarily provide us with personal information, including:

(1) individual information (such as your e-mail address and phone number);

(2) company information (such as your company’s address); and

(3) other identifying information that you voluntarily choose to provide to us, including without limitation unique identifiers such as passwords, and personal information in messages you send to us.


We may also collect additional information, which may be personal information, as otherwise described to you at the point of collection or pursuant to your consent.  

       2.2 Information We Automatically Collect When You Use Our Site

In order to access and use certain areas or features of the Retirement Life Plan Services, you consent to our collection and use of certain information about your use of the Retirement Life Plan Services through the use of tracking technologies or by other passive means, including when you receive, open, engage, forward, and/or click through the Services. Your consent to our access and use of this “passively collected” information includes, but is not limited to, the domain name of the website that allowed you to navigate to the Retirement Life Plan Services, search engines used, the internet protocol (IP) address used, the length of time spent on the Retirement Life Plan Services, the pages you looked at on the Retirement Life Plan Services, other webpages you visited before and after visiting the Retirement Life Plan Services, the type of device and/or internet browser you have, the frequency of your visits to the Retirement Life Plan Services, and other relevant statistics (collectively “Traffic Data”).

3. How We Collect Information

We collect information (including personal information and Traffic Data) when you use and interact with the Retirement Life Plan Services, and in some cases from third party sources. Such means of collection include:


4. Tracking Tools, Behavioral Advertising, and Opt Out Options

        4.1 Tracking Tools

We may use tools outlined below in order to provide the Retirement Life Plan Services, advertise to, and better understand users.

We may use a type of advertising commonly known as interest-based or online behavioral advertising.  This means that some of our partners use Tracking Tools to collect information about a user’s online activities to display Retirement Life Plan ads to the user based on the user’s interests (“Behavioral Advertising”). Our partners may include third-party advertisers and other third-party service providers, and such partners may collect information when you use the Retirement Life Plan Services, such as IP address, mobile device ID, operating system, and demographic information. These Tracking Tools help Retirement Life Plan learn more about our users’ demographics and Internet behaviors.

        4.3 Options for Opting out of Cookies and Mobile Device Identifiers

If we process Cookies based on your consent (as indicated at the time of collection of such data), you have the right to withdraw your consent at any point in time by contacting us at [email protected]. Please note, if you exercise this right, you may have to provide your consent on a case-by-case basis to enable you to utilize some or all of the Retirement Life Plan Services.

You may be able to reject Cookies and/or mobile device identifiers by activating the appropriate setting on your browser or device. Although you are not required to accept Retirement Life Plan’s Cookies or mobile device identifiers, if you block or reject them, you may not have access to all features available through the Retirement Life Plan Services.

This Privacy Policy does not cover the use of Cookies and other Tracking Tools by any third parties, and we are not responsible for the privacy practices of any third party. Please be aware that some third-party Cookies can continue to track your activities online even after you have left the Retirement Life Plan Services.

        4.4 “Do Not Track” (DNT) and Universal Opt-Out Preference Signals

Some web browsers (including Safari, Internet Explorer, Firefox, and Chrome) incorporate a “Do Not Track” (DNT) or similar feature that signals to web services that a visitor does not want to have their online activity and behavior tracked. If a web service operator elects to respond to a particular DNT signal, the web service operator may refrain from collecting certain personal information about the browser’s user. Not all browsers offer a DNT option and there is currently no industry consensus as to what constitutes a DNT signal. For these reasons, many web service operators, including Retirement Life Plan, do not proactively respond to DNT signals.  For more information about DNT signals, visit https://fpf.org/thank-you-for-visiting-allaboutdnt-com/. 

New standards are being developed for a Universal Opt-Out Mechanism, such as the Global Privacy Control (GPC), which allow users with GPC-enabled browsers and devices to send a signal that will communicate the user’s request to opt-out of sales of their personal information and to opt-out of certain sharing of their personal information. The CPRA and other laws allow for the acceptance of Opt-Out Preference Signals such as the GPC, as an option for users to transmit an Opt-Out of selling/sharing personal information. If we detect and recognize such a signal from your device or browser, we will honor it.


5. How We Use Your Information

We do not engage in automated decision making. We may use information (including information that has been de-identified and/or aggregated) to better understand who uses the Retirement Life Plan Services and how we can deliver a better user experience. We use information, including personal information, to provide the Retirement Life Plan Services and to help improve the Retirement Life Plan Services, to develop new services, and to advertise our services. Specifically, such use may include:


By providing your e-mail and/or phone number and checking a box, clicking the “complete” button, or some other affirmative act, you are consenting to receive e-mails and/or calls and text messages, including live, prerecorded, and/or automated calls and messages, to that email or phone number. After signing up, you will receive a confirmation e-mail or text message from Retirement Life Plan on your mobile number. This agreement is not entered into as a term or requirement of any purchase or promotion. Normal message and data rates may apply. Message frequency may vary. Neither we nor the participating carriers guarantee that messages will be delivered.  We may discontinue these programs at any time without notice.

6. How We Share Your Information

In certain circumstances, and in order to perform the Retirement Life Plan Services, we may share certain information about you as described in this section:


7. Storage and Security of Information

Any information you send to us electronically, while using the Retirement Life Plan Services or otherwise interacting with us, may not be secure when it is transmitted to us. We recommend that you do not use unsecure channels to communicate sensitive or confidential information to us. Please be aware, despite our best efforts, no security measures are perfect or impenetrable, and we cannot guarantee “perfect security.” Any information you send us through any means is transmitted at your own risk.

8. Your Choices

        8.1 Information You Provide 

You can choose whether or not to provide personal information through the Retirement Life Plan Services. We will not discriminate against you for exercising any of your rights relating to your personal information and will not (i) deny you goods or services, (ii) provide you with a different level or quality of services, or (iii) charge you different prices for services for doing so. 

However, if you refuse to provide certain personal information or otherwise exercise your rights relating to your personal information, and that personal information is necessary for us to provide you with the Retirement Life Plan Services, then we may not be able to complete that transaction.

       8.2 California Privacy Rights

In the preceding 12 months, we collected and disclosed for a business purpose the following categories of personal information about California consumers:

Purposes for Collection, Use, and Sharing. We use and disclose the personal information we collect for our commercial purposes, as further described in this Privacy Policy, including for our business purposes with our partners and service providers as follows:


Your Rights. If you are a California resident you may have the following rights under the CCPA/CPRA in relation to personal information we have collected about you, to the extent required by the CCPA/CPRA and subject to verification:

Right to Know/Access: You have the right to request certain information about our collection and use of personal information about you as described below:


Right to Delete: You have the right to request that we delete certain personal information we have about you.

Freedom from Discrimination: You have the right to be free from unlawful discrimination for exercising any of your privacy rights.

Right to Correct: You have the right to request that we correct inaccurate personal information regarding the information you provide us.

Right to Restrict the Use of Sensitive Personal Information: You have the right to restrict the use of your sensitive personal information. 

Right to Access Information on Automated Decision-Making: You have the right to access information collected through automated decision-making. Additionally, you can opt-out of our use of automated decision-making related to your personal information.

To make a request in relation to the above rights, please contact us using the information in Section 14 below. To fulfil your request, we will need to verify your identity. Only you or someone legally authorized to act on your behalf may make a request related to your personal information. To designate an authorized agent, the authorized agent must provide sufficient information that allows us to reasonably verify that you authorize them to act on your behalf.

        8.3 Canada, European Union and United Kingdom Privacy Rights

If our processing of your personal information is subject to GDPR, UK GDPR, and/or PIPEDA, and unless subject to an exemption, you may have the following rights with respect to your personal information:

Right of Access: You have the right to view and request copies of your personal information.

Right to Rectification: You have the right to request that your inaccurate or outdated personal information be updated or corrected.

Right to be Forgotten/Right to Erasure: You have the right to request your personal data be deleted, upon providing verification to us.

Right to Restrict Processing: You have the right to request the restriction or suppression of our processing of your personal information.

Right to be Informed: You have the right to be informed about the collection and use of your personal information.

Right to Data Portability: You have the right to ask for your personal information to be transferred to you or to another controller.

Right to Withdraw Consent: You have the right to withdraw previously given consent to process your personal information.

Right to Object: You have the right to object to the processing of your personal information.

Right to Object to Automated Processing: You have the right to object to decisions being made with your personal information solely based on automated decision making or profiling.

We will need to verify your identity to process any requests described in this Section and may deny your request if we are unable to verify your identity. Government or other identification may be required.

If you are a resident of the European Economic Area (“EEA”), when we process your personal information, we will only do so in the following situations:

If your personal data is subject to GDPR or UK GDPR, we will transfer personal data from the EEA to a location outside the EEA only when there has been a documented adequacy determination, or where we have confirmed adequate privacy protections. If your personal data is subject to PIPEDA, we will transfer personal data from Canada to locations outside Canada only where we have confirmed adequate privacy protections. If we transfer personal data to a third party acting as our agent, we will also obligate the third party to have adequate privacy protections in place.

9. How Long We Retain Your Information

We retain personal information about you for as long as necessary to provide you the Retirement Life Plan Services. In some cases, we retain personal information for longer, if doing so is necessary to comply with our legal obligations, or as otherwise permitted by applicable law. Afterwards, we retain some information in a de-identified and/or aggregated form but not in a way that would identify you personally.

10. Information Provided on Behalf of Children and Others

The Retirement Life Plan Services are not intended for use by children. Individuals under the age of 18 may not use the Retirement Life Plan Services. Retirement Life Plan does not knowingly collect any information from children. If you are under 18, do not attempt to register for the Retirement Life Plan Services or send us any personal information. By accessing, using and/or submitting information through the Retirement Life Plan Services, you represent that you are not younger than 18 and that you have authority to do so. If you are a parent or legal guardian of a minor child, you may, in compliance with this Privacy Policy, use the Retirement Life Plan Services on behalf of such minor child. Information you provide through the Retirement Life Plan Services on behalf of a minor child will be treated as personal information as provided herein. If you use the Retirement Life Plan Services on behalf of another person, regardless of age, you represent and warrant that you have authority to do so. 

11. Third Party Web Services

The Retirement Life Plan Services may contain links or content from third party websites. A link or content from a third-party website does not mean we endorse that website, the accuracy of information presented, or the persons or entities associated with that website. If you visit a third-party website, you are subject to the privacy policy of the applicable third party and we are not responsible for the policies and/or practices of any third party. We encourage you to ask questions before you disclose your information to others.

12. Updates and Changes to Privacy Policy

The effective date of this Privacy Policy is set forth at the top of this webpage. We will notify you of any material change by posting notice on this webpage. Your continued use of the Retirement Life Plan Services after the effective date of any amendment to this Privacy Policy constitutes your acceptance of the amended Privacy Policy. We encourage you to periodically review this page for the latest information on our privacy practices. Any amended Privacy Policy supersedes all previous versions. IF YOU DO NOT AGREE TO FUTURE CHANGES TO THIS PRIVACY POLICY, YOU MUST STOP USING THE Retirement Life Plan SERVICES AFTER THE EFFECTIVE DATE OF SUCH CHANGES.

13. Contact Us

The data controller for the purposes of GDPR, UK GDPR, PIPEDA or other data protection laws is Retirement Life Plan. If you have any questions about this Privacy Policy, please contact us at [email protected].